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Posts Tagged ‘Investment’


Posted on September 15, 2011 - by

Finance & Investment Tips : Home Equity Line of Credit Interest Rates


A good way to find a low home equity line of credit interest rate is by contacting a financial broker or by checking Bankrate.com. Discover how home equity lines of credit are a higher risk area for banks due to the credit line being in the second position to the primary mortgage withtips from a registered financial consultant in this free video on finance and investment. Expert: Patrick Munro Contact: www.northstarnavigator.com Bio: Patrick Munro is a registered financial consultant (RFC) with outstanding sales volume of progressive financial products and solutions to the senior and boomer marketplace. Filmmaker: Reel Media LLC


Posted on September 12, 2011 - by

How to generate investment

THIS would seem to be the week when economists argue that a shortfall in investment is the main problem with the American economy. In the New York Times, both Robert Barro and Greg Mankiw wrote this weekend that glum businesses should be America’s main concern. Mr Barro suggests that the Obama administration’s focus on temporary measures—temporary tax cuts, delayed increases in tax rates, and delayed imposition of various regulations—has left businesses lacking the confidence and certainty they need to invest. What would he do?

If we could get past the political fallout, we could get more revenue and improve economic efficiency by abolishing the corporate income tax and relying instead on a VAT.

I had a dream that Mr. Obama and Congress enacted this fiscal reform package — triggering a surge in the stock market and a boom in investment and G.D.P. — and that he was re-elected.

Mr Mankiw’s take on investment is a bit more nuanced:

Yet fluctuations in investment spending, rather than being only a passive response, are also one of the driving forces of the booms and busts of the business cycle. The great economist John Maynard Keynes suggested that investment spending is in part determined by the “animal spirits” of investors, which he described as “a spontaneous urge to action rather than inaction.” Recessions occur when optimism turns to pessimism, and businesses are reluctant to place bets on a prosperous future. Recovery occurs when investor confidence returns.

To be sure, both points of view may well be true. The relationship between investment and the overall economy is what an engineer would call a positive feedback loop. Greater business investment would increase hiring, both by those who produce the investment goods and those who buy them. Greater employment would mean more workers taking home paychecks, which in turn would increase the overall demand for goods and services. When businesses saw more customers coming through their doors, they would then increase investment spending yet again.

Like Mr Barro, Mr Mankiw calls for a cut in the corporate tax rate. He also suggests that passing free trade agreements and reining in labour unions would boost “animal spirits” and set loose investment.

A few thoughts: first off, real business investment isn’t clearly performing much worse than other variables in the economy, including output. Second, it’s always a good time to do things that are generally worth doing. Mr Mankiw doesn’t mention infrastructure and Mr Barro speaks about infrastructure spending with outright derision, despite the fact that uncertainty about the likelihood of repair of crummy roads, rails, power grids and water systems is as likely to dampen business sentiment as is nervousness about the fate of a trade agreement with South Korea. Job training, which Mr Barro also seems to be down on, is similarly an investment in human capital. Both of these kinds of spending, and other things like them, can function perfectly well as both short-term stimulus and long-term investment. 

Both men seem oddly uninterested in monetary policy. If you’re Greg Mankiw and you think businesses need a strong signal that healthy growth will be sustained in order to trigger their investment response, you have to know that passing tiny trade agreements isn’t going to do the trick—not when output is a trillion dollars short of potential. You’d get a much bigger bang from a change in Federal Reserve policy, such as a promise to raise nominal spending growth to trend and keep it there or above. Mr Mankiw isn’t ignorant of the arguments for policies like this. I’m not sure why he opted to recommend small bore, nominally-good-for-long-run-growth policy tweaks when what’s likely to make the biggest difference is adequate monetary policy.

Mr Barro, for his part, seems to blame the Fed for holding down interest rates and facilitating government borrowing. This view is a little strange, given that Treasury yields have fallen dramatically since the end of QE2. It’s even weirder seeing as how the trigger Mr Barro is looking for to kick off investment growth is a surge in the stock market. That’s something the Fed can unquestionably accomplish. Indeed, there’s a strong argument that American markets fell last summer and this summer largely because the Fed passively tightened in the face of rising dollar demand related to euro-induced panic.

There are any number of things that America can and should be doing to improve the environment for long-run investment. But the best thing America could do for both short- and long-term growth is get current countercyclical policy right. The longer demand-side weakness remains, the less will the country will have to make big investments and hard choices.

View full post on Free exchange


Posted on April 4, 2011 - by

Investment Opportunity in Sequim, WA


Details on our listing at 665 North Fifth Avenue in Sequim, WA. This is a great opportunity for a savvy investor.


Posted on February 26, 2011 - by

A Smart Investment


A PSA by Best Beginnings featuring Richard Strutz, Wells Fargo Bank, on making smart investments.


Posted on February 23, 2011 - by

Investment property for sale – 31 Bayfield St, Barrie


www.TorontonianOnline.com Welcome back! We are making another change and are reviewing all apartment buildings that are coming up for sale across Ontario. I had been looking at properties that were coming up in Toronto alone but weren’t seeing the returns on the properties that a savvy investor would like to see. The property we are reviewing is 31 Bayfield St, Barrie, Ontario Financials Gross Income: $160000 suspected cap rate: 6-8% No expenses included Listing www.torontomls.net


Posted on February 11, 2011 - by

Why You Should Invest? | The Importance Of Investment


Why You Should Invest Investing has become increasingly important over the years, as the future of social security benefits becomes unknown. People want to insure their futures, and investing is the answer to the unknowns of the future. Investing is also a way of attaining the things that you want, such as a new home, a college education for your children, or expensive toys. Of course, your financial goals will determine what type of investing you do. If you want or need to make a lot of money fast, you would be more interested in higher risk investing, which will give you a larger return in a shorter amount of time. If you are saving for something in the far off future, such as retirement, you would want to make safer investments that grow over a longer period of time. The overall purpose in investing is to create wealth and security, over a period of time. It is important to remember that you will not always be able to earn an income You will eventually want to retire. You also cannot count on the social security system to do what you expect it to do. You also cannot necessarily depend on your companys retirement plan either. So, again, investing is the key to insuring your own financial future, but you must make smart investments!


Posted on February 11, 2011 - by

Arab farm investment push

Arab farm investment push
FORMER Prime Minister, Bob Hawke, is leading a push to get Arabs to invest in Australian farmland as part of a long term food security strategy for oil-rich Gulf States Mr Hawke, a founding member of the Australian Gulf Council (AGC), believes the combination of Saudi money and Australian farmland and farming know-how will make a good mix, and the oil rich States are keen to buy in.

Read more on North Queensland Register


Posted on January 30, 2011 - by

HOT Investment Home Of The Week December 22nd


When the thieves take the copper, you have an opportunity for a great deal. Just rewire and repair the plumbing and this 4 bedroom Pittsburg home is cash flowing every month. Could be a 5 bedroom for the savvy investor.


Posted on January 12, 2011 - by

Business TV How to make smart investment in emerging markets


In this business tv show, emerging markets expertsStephen Philips, Chief Executive of the China-Britain Business Council, Ian Coleman, Partner, Head of emerging markets, PricewaterhouseCoopers UK, and Chris Runckel, President of Runckel and Associates, talk about the best ways to approach research, and what you need to know in order to make the right choice. Ian Coleman: People often ask me what is the next hot destination and the next hot emerging market and I don’t think there’s a simple answer to that. Why? Largely because of something I said earlier about the need to balance risk and reward. Stephen Philips: I think the only test is getting your backside on a plane and going and kick the tyres and explore the markets having done your research. Ian Coleman: I think first of all I would say research, research, research and that’s tips one two and three. There is a general perception that I think people have that business conducted in emerging markets is not quite the same as it is close to home. That can often transcend into a perception that an emerging market players are some how less intelligent. That they are less honest and I think you’ve got to suspend those prejudices and research and find out the detail of what’s going on, on the ground in those markets. Chris Runckel: Well the first thing that we suggest is not to go into this with any pre-conceived notions. Leave everything open. Often we have companies who say to us we want to go to China or we want to India …


Posted on January 2, 2011 - by

The Investment Opportunity Ahead in Madison Wisconsin


WIth Sub-Prime mortgage defaults and foreclosures essentially dealt with, what comes next? This video illustrates the tidal wave of defaults ahead due to “Alt-A” and “Option Arms”…. mortgages of creativity, not responsibility. So where does this leave you, the savvy investor? Staring at opportunity! Trust www.MadisonOnClearance.com to deliver you the most complete & FREE information about Short Sale, Foreclosure and Bank Owned Properties in the Greater Madison, WI Area